Our Mission Statement
At Cornerstone, we guide families in Middle America through the financial journey up and down life’s mountain—a mission you’ll share as part of our team. Our focus is on empowering clients with tailored financial solutions, actionable education, and the confidence to face life’s uncertainties and opportunities. By building lifelong partnerships, we create lasting impact and help you grow your career while making a difference.
The 3 Pillars of a
Sound Financial Structure
Pillar 1
Safe Money
We guide clients to build accessible emergency savings, aiming for six months’ worth of expenses. This strategy helps prevent reliance on credit card debt, fostering financial stability and long-term security for families.
The Goal: Full Liquidity
- Checking (1 Month)
- Savings Account (2 Months)
- Cash Value Life Insurance (3 Months)
Pillar 2
Guaranty Fixed Income For Life (Multiple Streams of Income)
This is our client’s money that they can safely know will be there every month for the rest of their lives. This allows the client to confidently budget each month guaranteed.
The Goal: Income
- Establishing pension like income
- Protect assets from Medicaid and Medicare spend down
- Protect it from market fluctuation
Pillar 3
Protection
The Goal: Protection from loss of income
- Protection against Long Term Care
- Protection against chronic illness, critical illness, cancer, stroke, and heart attack
- Maximizing pension options
- Replace lost Social Security
- To help offset income taxes left from qualified funds to your beneficiaries