Product Verbiage

Income Recommendation

– Reposition into Allianz
– 25% Upfront Income Bonus * ends 4/1/24
– Guaranteed Lifetime Income for life in Retirement
– During Deferral – Income Value Increases by 250% of the Bloomberg Dynamic Index
– During Distribution – Income Increases by 150% of the Bloomberg Dynamic Index
– Increased Income acts as an Inflation Hedge over time
– 0% Floor
– 10 year surrender Schedule (10% Free Withdrawals)
– 0% Fee

Chris Tranchina 11:43 AM
Growth Recommendation

– Reposition into Lincoln
– 0% Floor
– Investment Option 1 – S&P 500 Participation Strategy – 62%
– Investment Option 2 – S&P 500 Trigger Strategy – 9.0%
– 10 year surrender Schedule (10% Free Withdrawals)
– 0% Fee
– No Income Rider

Our recommendation today is the ABC/FNG (1 of 2).

& Let me tell you why were going to recommend ABC;
-25 % Bonus
-protect part of your assets from market risk
-will produce lifetime income for both spouses, Linda & Jack
-Income will always increase, never decrease
-Protective income values
-0% fee
-Joint income for life

& Let me tell you why were going to recommend FNG;
-highest distribution for income
-Straight forward

& Let me tell you why were going to recommend Lincoln Optiblend;
-0% fee
– S/P Trigger provides 0 or 9, nothing in between; simple, two options (avg 10-year timeframe, market will usually be positive 70-80% of time)
-0 Floor; no loss
-Compare to Bonds – ex 2022 – looking for a safe bond alternative? (Maintain principal with potential rate of 9%)