Liquidity Position

Accumulation Phase

Distribution Phase

A strong Liquidity Position forms an essential part of our comprehensive financial planning process, grounded in the three-pillar philosophy we firmly believe in.
Achieving financial stability is not solely about increasing your overall net worth but also about ensuring that a sufficient portion of it remains readily accessible – liquid – to meet any unexpected needs or to capitalize on sudden opportunities. However, it’s challenging to attain a stable cash position if you are encumbered by debt.
Our philosophy emphasizes managing and eliminating debt effectively and changing the habits that led to debt accumulation in the first place. To prevent a relapse into old patterns, we encourage you to develop healthy financial habits and promote an understanding of efficient cash management.